Dave White Auto Credit

Second-Chance Financing near Toledo, OH

Second-Chance Financing near Toledo, OH

As your local used car dealer, Dave White Auto Credit wants to make sure you have the chance to get behind the wheel of a reliable vehicle. Our second-chance financing is ready and waiting for customers with past financial difficulty. If this sounds like the opportunity you’ve been looking for, give us a call at 419-882-8736!

We'll Work with Your Credit Score

There are many circumstances that cause your credit score to take a turn for the worst. Perhaps you got laid off from your job and started getting behind on your payments. Or you struggled through a difficult divorce that left you without the funds you expected. Having a car you can depend on and doesn’t require costly repairs is key to holding a stable income, but getting one often means having a solid credit score. Don’t get discouraged! Come and meet one-on-one with our Finance Department to see how our second-chance financing can help.

What is a second-chance auto loan? It’s designed to cover the gap between people who have less-than-ideal credit scores and local lenders. In some cases, you’ll be getting the loan directly through the dealership, which means you’ll be making payments to us rather than a bank. The other kind of second-chance or subprime loan is where you get to utilize one of our special lending institutions who are willing to let you borrow from them. We’ll help you figure out which avenue works best for you based on your current income level, the amount you can provide as a down payment, and several other factors.  

Start Right Away! 

If you’re ready to get started, head over to the Finance tab here on our website! You’ll be able to give our staff a chance to research your case by filling out our full Finance Application. Or, get an idea of where you stand with our Pre-Approval form. There's no Social Security Number or date of birth required. We also have a handy Payment Calculator for quickly getting an estimated buying power or the monthly breakdown of a sticker price. Our dealership is open Monday through Saturday with morning and evening hours so you can stop by and complete the process when it suits your schedule.

Come to Dave White Auto Credit and let our second-chance financing near Toledo, OH, help you get the keys to an exciting model. We look forward to seeing you soon! 

 

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Purchasing Experience

Philip Marcus
8-22-2017
Full Star Full Star Full Star Full Star Full Star

Mark did a fantastic job start to finish. I run an automotive repair facility and have high expectations, all of which were met. Because of him, there is no doubt I'll return.

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8-21-2017
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8-21-2017
Full Star Full Star Full Star Full Star Full Star

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8-21-2017
Full Star Full Star Full Star Full Star Full Star

VideoTestimonial

8-21-2017
Full Star Full Star Full Star Full Star Full Star

VideoTestimonial

8-21-2017
Full Star Full Star Full Star Full Star Full Star

VideoTestimonial

8-21-2017
Full Star Full Star Full Star Full Star Full Star

VideoTestimonial

8-21-2017
Full Star Full Star Full Star Full Star Full Star

VideoTestimonial

8-21-2017
Full Star Full Star Full Star Full Star Full Star
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