Dave White Auto Credit - Frequently Asked Questions
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Question:
Can I get an auto loan even if I have bad credit?
Answer:
Our lenders have worked with many customers helping them get approved!
   
Question:
What interest rate can I expect?
Answer:
Our lending partners offer a wide range of interest rates. They will evaluate your work history, credit history, and income to determine and provide the best possible rate for you. Our partners lending rates are very competitive.
   
Question:
What factors influence my interest rate?
Answer:
Several factors such as the amount of down payment, the degree of credit risk, as well as the year, mileage, and make of the vehicle are all taken into consideration. Your loan specialist will tell you what your interest rate will be.
   
Question:
Can I purchase any type of car?
Answer:
Our lending partners have certain requirements regarding the year, mileage, and make of the vehicle. Your loan specialist will review this information with you.
   
Question:
I've had credit problems in my past and am currently rebuilding my credit. Can I apply?
Answer:
DWAC has over 60 years of industry-leading experience in the auto industry. We have teamed up with lending partners that have programs tailored to assist customers that are in the process of rebuilding their credit.
   
Question:
I have limited credit and never bought a car before. Can I purchase a car?
Answer:
Yes! We have a first-time buyer program that is tailored for you.
   
Question:
How long does it take to get approved?
Answer:
The approval process usually takes less than an hour. Sometimes it may take up to 24 business hours for a decision. Our loan specialist will contact you at that time.
   
 
 
 

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